POPULAR NON-QM PROGRAMS
POPULAR NON-QM PRODUCTS
BANK STATEMENT LOANS
Bank statement loan products allow you to help self-employed borrowers and business owners who may not qualify with traditional income documentation. By offering this solution, you can close more deals, capture a market often overlooked by competitors, and position yourself as a specialist in serving entrepreneurs. This leads to higher loan volume, increased commissions, and stronger referral relationships, ultimately driving long-term business growth and profitability.
DCSR INVESTOR LOANS
By adding DSCR (Debt Service Coverage Ratio) loans to your product lineup, you open the door to a fast-growing market of real estate investors. These loans focus on property cash flow instead of tax returns or personal income, making it easier to fund deals for self-employed and seasoned investors. That means more closed loans for you, repeat business from active investors, stronger referral partnerships with real estate agents, and a clear competitive edge in your market.
ASSET DEPLETION LOANS
Asset depletion loan products enable you to serve high-net-worth clients who may not show sufficient income on paper but have significant assets to qualify. By offering this solution, you can close more loans that others might decline, attract affluent borrowers, and position yourself as a trusted expert in niche financing. This drives higher loan volume, larger commissions, and stronger referral opportunities, helping you grow your business and increase profitability.
TENANCY-IN-COMMON LOANS
Tenancy-in-common loan products give you the ability to serve borrowers buying property together, such as investors, friends, or family members, who want to hold individual ownership shares. By offering this unique financing option, you can capture deals that many others turn away. Expand into growing investment & co-ownership markets, and differentiate yourself as a versatile problem-solver. Get more closed loans, higher commissions, and a stronger referral network.