​12 & 24 month personal and business bank statement programs

Borrower prepared expense letter OK - No accountant prepared expense letter required

90% LTV up to $2,000,000 (with min. 700 FICO score) & only 6 months reserves!!!

Loan amounts available up to $5,000,000

Can add asset depletion to bank statement income to qualify for larger loans!

First-time homebuyers and gift funds may be accepted