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Scenario Desk

Highlights

Submit Your Scenario Here

1 Year Tax Return for qualifying
No limit on number of properties financed
Non-warrantable condos considered
Interest Only up to 80%
DTI up to 50%
No active tradelines OK with housing history
80% LTV available
12 or 24 months personal bank statements for qualifying
12 or 24 months business bank statements for qualifying
Full Doc & Jumbo
Asset Depletion
DSCR
ITIN
1099
P&L
Foreign National
TIC
100% Gift for down payment
Lease Option buy outs
Gift of Equity
Vesting in Entities
First Time Homebuyers on Primary, 2nd home and Investment
Loan amounts up to $5,000,000

Property Use

Property Type

Property Address

Primary Wage Earner's Middle Credit Score?

Any Credit Issues in the Last 7 Years?

Yes

If "Yes" above, upload credit report

Loan Amount? ($200K Min)

Purchase, Rate & Term or Cash-Out? If cash-out, what is the existing lien and how much cash-out?

LTV | CLTV?

What is the lower of purchase price or appraised value in dollars?

DTI?

How much liquid reserves will they have after close (and down payment for purchase transactions)?

Foreign national borrower or borrower needs foreign income to qualify that is not claimed on US taxes?

Yes

Loan Type

Since we operate as a non-QM, niche Alt-A lender, our scenario desk will always want to understand why this loan is being brought to us rather than to a conforming or standard jumbo lender? What unique aspect makes it suitable for our programs?