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About us

5th Street Capital, Inc. is a groundbreaking mortgage lender that brings a new perspective to the marketplace.

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The company has solidified its position as a major provider of Portfolio Products which include Prime Jumbo Fallout, Alt‐ A and Non QM to aggregator business partners, and as a wholesale resource for approved brokers and bankers.

The 5th Street Capital team is dedicated to helping brokers and bankers offer solutions to buyers of investment properties, second homes, and primary residences in high-cost housing markets. Timely decisions and a commitment to quick closings complement the Company’s flexible underwriting philosophy. The Company strives to provide superior service levels to brokers with whom 5th Street has relationships and to their clients.

Founded in 2015 and based in San Diego, California, 5th Street Capital, Inc. is a privately held residential real estate financing company specializing in lending to high net worth and other well-qualified borrowers sourced through its wholesale and correspondent origination channels. The company is licensed by the California Department of Business Oversight.