Expand Your Reach. Close More Deals.
Traditional loan products don’t fit every borrower. With our Non-QM programs, you can serve a broader client base including self-employed borrowers, real estate investors, foreign nationals, and more. Partnering with us means faster approvals, competitive pricing, and direct access to Non-QM experts.
Explore 5 of our most powerful and unique non-QM programs below.
BANK STATEMENT LOANS
Industry-Leading Programs!
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12 & 24 month personal and business bank statement programs
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Borrower prepared expense letter OK - No accountant prepared expense letter required
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90% LTV up to $2,000,000 (with min. 700 FICO score) & only 6 months reserves!!!
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Loan amounts available up to $5,000,000
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Can add asset depletion to bank statement income to qualify for larger loans!
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First-time homebuyers and gift funds may be accepted
NON-WARRANTABLE CONDO LOANS
We Assess Lendability Up-Front
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We save you time and aggravation by assessing the lendability of your scenario up-front
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Loan amounts up to $3.5M
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LTVs up to 85%
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No cap on investor concentrations
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Single entity ownership up to 30%
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HOA project litigation may be allowed upon review
