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Michael Ho

With more than 30 years of wholesale mortgage experience, Michael Ho specializes in helping mortgage brokers solve complex Non-QM loan scenarios with confidence. His deep product knowledge, creative approach, and commitment to exceptional service have made him a trusted partner for brokers seeking reliable lending solutions. Whether he's sharing market insights or structuring challenging loans, Michael is dedicated to helping his brokers close more business.​

My Contact Information

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Cell:     (714) 642-9245

Email:   Michael.Ho@5thstcap.com

Helping Mortgage Brokers Turn Complex Scenarios into Closed Loans

Michael Ho is a seasoned mortgage professional with more than 30 years of experience in the wholesale mortgage industry. Specializing in Non-QM lending solutions, Michael has built a strong reputation for identifying the best financing options to meet each borrower's unique needs.

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Known for his deep product knowledge and commitment to exceptional service, Michael has earned the trust and loyalty of a broad network of mortgage brokers. He believes that strong relationships are built through consistency, responsiveness, and face-to-face collaboration, which is why he spends time visiting his brokers regularly to provide support, share market insights, and help them successfully close more loans.

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Michael's experience, industry expertise, and dedication to delivering outstanding service make him a valued partner for brokers seeking creative and reliable Non-QM lending solutions.

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MY MOST POPULAR NON-QM PRODUCTS

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BANK STATEMENT LOANS

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DCSR INVESTOR LOANS

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NON-WARRANTABLE CONDOS

How Can I Help?

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